Rates as low as
9.99% APR.
Personal Loans
A personal loan from Navigator Credit Union can be a great way to consolidate debt, finance home improvements, make a major purchase or cover an unexpected bill. No matter the reason, we offer competitive rates and flexible terms to help you get the money you need when you need it.
Our personal loans feature:
Loans from
$500 to $20,000
Flexible
Terms
Fast Processing and
Quick Response Time
Personal Loan Options
- Unsecured Signature Loan: A quick and easy loan that requires no collateral. Funds are received as a lump sum.
- Personal Line of Credit: You can access your Line of Credit at an ATM, through Navigator Digital Banking, or any Navigator Branch. Minimum payments are due monthly, with the payment amount based on a percentage of the loan balance.
- Asset Secured Loan: The funds in your Savings Account or Certificates of Deposit (CDs) are used as collateral for a loan and allows you to borrow against savings without depleting them.
Overdraft coverage options
- Overdraft Protection – Opt-in for overdraft protection covering purchases up to $300.
- Overdraft Transfers – For a $2 transfer fee, you can be assured that your checks and debit card purchases are covered.
- Overdraft Line of Credit – For $2, funds are automatically deposited to your account from your line of credit, so you never have to worry about bouncing a check again.