Home Equity Loans and Lines of Credit

Put your home’s equity to work for you with a loan or a line of credit. We can match you to the right solution.

Home Equity Loan

With a Home Equity Loan, you have access to loan funds in one lump sum. Borrowing limit is dependent on the equity you have in your home.

Interest payments may be tax-deductible; consult your financial advisor for more information

Home Equity Line of Credit (HELOC)

With a Home Equity Line of Credit, you have access to a credit line to use for anything you want, on-demand funds.

Interest payments may be tax-deductible; consult your financial advisor for more information.

Ready to Start Your Homebuying Journey? We’re Ready to Help.

Set up a free, no-obligation consultation or start your prequalification today. Call 800-344-3281, option 5 or email mortgage@navigatorcu.org.

Kay Dowdy
Director of Mortgage Lending
NMLS# 972453

Kimberly Kosick
Mortgage Loan Officer
NMLS# 460039

Lori Karahalios
Mortgage Loan Officer
NMLS# 1853925

Apply now

*Lender-paid closing costs include appraisal, title, credit report, flood certification, lender title insurance and recording fees if required. Loans available on primary residences in Mississippi and Alabama. Minimum down payment for a new purchase is 20%. Membership eligibility requirements apply.