Mortgage Loans

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Current Rates

Ready to Start Your Homebuying Journey? We’re Ready to Help.

Set up a free, no-obligation consultation or start your prequalification today. Call 800-344-3281, option 5 or email mortgage@navigatorcu.org.

Kay Dowdy
Director of Mortgage Lending
NMLS# 972453

Kimberly Kosick
Mortgage Loan Officer
NMLS# 460039

Lori Karahalios
Mortgage Loan Officer
NMLS# 1853925

Options for Every Stage of Your Journey.

Traditional Mortgage

Move in for less with a highly competitive fixed rate and enjoy the dependability of in-house servicing for our 15- and 30-year mortgages.

TurnKEY Mortgage

Our unique 10-year mortgage could be a great way to build equity and pay off your loan faster.

Affordable Refinancing

Refinancing can be a valuable way to lower your rate, pay off your mortgage faster or extend your term for more flexibility.

First-Time Homebuyer?

Our local mortgage specialists are happy to answer all your questions. help you choose the right mortgage and assist you throughout this process. Our free Homebuyers Guide can answer many of the questions you may have right now.
*Lender-paid closing costs include appraisal, title, credit report, flood certification, lender title insurance and recording fees if required. Loans available on primary residences in Mississippi and Alabama. Minimum down payment for a new purchase is 20%. Membership eligibility requirements apply.
**Check with your tax advisor for deductibility in your situation.
Membership eligibility requirements apply. NMLS# 646402. Federally insured by NCUA. Equal Housing Opportunity Lender
NMLS NUMBERS
Navigator Credit Union
NMLS#646402
Deniece Breland
Mortgage Loan Processor
NMLS# 1683708
Kay Dowdy
Director of Mortgage Lending
NMLS# 972453
Liz Gibson
Sr. Mortgage Loan Officer
NMLS# 759239
Sandra Hutson
Mortgage Closer
NMLS# 1277387
Lori Karahalios
Mortgage Loan Officer
NMLS# 1853925
Brenda Keeton
Mortgage Servicing Specialist
NMLS#1400327
Kimberly Kosick
Mortgage Loan Officer
NMLS#460039
Gretchen Reid
Business Development Specialist
NMLS#1431399
Andrew Wilson
Chief Lending Officer
NMLS# 791156